When executives, high-value employees, or business owners like you plan for retirement, they find themselves maxing out the limits of typical savings. Very quickly, they realize the lifestyle they enjoy today may not be sustainable tomorrow—if the government has its way with their wealth.
A huge dimension of wealth management is grinding down your wealth for better tax breaks later in life. RCAs were built for this very purpose. It’s about deferment, mitigation, preservation, and legacy:
- • Save for retirement
- • Enhance your net worth statement for greater borrowing power
- • Mitigate the tax burden for your operating company, giving you long-term access to capital you otherwise would have paid to the government
- • Bring a high-power tool to your estate planning
- • Retire offshore (live outside of Canada) or ensure liquid retirement savings thanks to a highly flexible and portable wealth vehicle
As a powerful but often overlooked strategy for executive compensation, RCAs need specialized expertise to manage. At Eastport, we have the deep experience in-house to lead your implementation team. Think of us as your general contractor, leading your tax lawyers, accountants, and actuary with the right strategy at the right time. Let us help you build a compensation package that attracts top-tier people—and to take the greatest possible advantage of your success today for later in life.
A retirement supertool since 1986
The government wanted to increase tax oversight, minimize tax avoidance, and limit the use of excessive offshoring or tax shelters. And they acknowledged that the contribution limits of traditional retirement vehicles would be insufficient for high-income earners, resulting in a disparity between their income and allowable retirement savings. RCAs offer a structured way to bridge that gap, but they’re often overlooked due to the expertise they require.
At Eastport, we’ve got this expertise in-house.
When you make your own retirement deeply tax-effective—designed and built from the ground up to make the most of your talent and success with strategic timing—you’ll unlock long-term lifestyle and legacy.
It’s no wonder that RCAs are one of the most appealing compensation perks to attract and retain the people on your leadership team today and in the future.
Let’s get an RCA conversation started with you
